4,045 USD to CAD – Live Conversion

Convert 4,045 USD to CAD at the live mid-market rate (1 USD = 1.4087 CAD). 4,045 USD ≈ 5,698.19 CAD (mid). With a 1.5% fee, you’d receive ≈ 5,612.72 CAD (est.).
Updated:

Mid-market exchange rate 1 USD = 1.4087 CAD

Currency Converter

Last rate used: 1.408746

Best rate for 4,045 USD → CAD

Source Mid (CAD) Buy (CAD) Sell (CAD) Spread
Mid • —
$5,698.19 $5,698.19 $5,698.19 0.00%
BOC • Canada
$5,698.19 $5,698.19 $5,698.19 0.00%
FRS • USA
$5,698.19 $5,698.19 $5,698.19 0.00%
Tangerine Bank • Canada
$5,698.19 $5,683.95 $5,712.47 0.25%
TD Canada Trust • Canada
$5,698.19 $5,678.25 $5,718.21 0.35%
National Bank • Canada
$5,698.19 $5,664.00 $5,732.59 0.60%
Scotiabank • Canada
$5,698.19 $5,646.91 $5,749.94 0.90%
BOA • USA
$5,698.19 $5,635.51 $5,761.57 1.10%

Comparison is for illustration only, based on the mid-market rate. Please check directly with your bank before making a transaction.

💡 Best provider: BOC ($5,698.19 CAD) · Lowest: BOA ($5,635.51 CAD). Difference: $62.68 CAD for the same 4,045 USD.

Data, Fees & Notes

Mid-market reference: This page shows a neutral USD→CAD mid-market rate for reference. Bank and provider quotes usually include a spread and may add explicit fees. Totals in the quick table are estimates based on the fee you selected.

Verify before you act: Always confirm the final rate, fees and delivery time at checkout with your chosen provider.

Source & freshness: Rates are refreshed on a schedule and cached periodically. Data source noted above (e.g., ECB/market feeds). Last updated timestamps are shown in ET (Toronto).

Disclosure: We may earn a commission from some outbound links. This does not affect our opinions or the price you pay.

4,045 USD → CAD: stats (30 days)

High
5,672.09
Low
5,587.22
Average
5,633.65
Changes
-38.25
Volatility
0.51%

Totals include 1.5% fee. Source: ECB via Frankfurter.

Exchange amount history

Date4,045 USD → CADΔ change
2026-06-26 5,650.57
2026-06-29 5,659.34 +8.77
2026-06-30 5,672.09 +12.75
2026-07-01 5,667.30 -4.78
2026-07-02 5,663.32 -3.98
2026-07-03 5,658.54 -4.78
2026-07-06 5,666.91 +8.37
2026-07-07 5,664.91 -1.99
2026-07-08 5,651.37 -13.55
2026-07-09 5,645.39 -5.98
2026-07-10 5,639.02 -6.37
2026-07-13 5,631.84 -7.17
2026-07-14 5,622.68 -9.16
2026-07-15 5,607.54 -15.14
2026-07-16 5,588.02 -19.52
2026-07-17 5,587.22 -0.80
2026-07-20 5,590.41 +3.19
2026-07-21 5,607.14 +16.73
2026-07-22 5,612.72 +5.58
2026-07-23 5,607.94 -4.78
2026-07-24 5,612.32 +4.38

ECB daily series. Amount includes 1.5% fee.

USD/CAD exchange rate history

Source: ECB via Frankfurter.app (2026-06-26 → 2026-07-24). Last updated: 27/07/2026 02:14 ET. Cached ~90m.

Recent daily closes (7 days)

DateUSD→CADΔ change
2026-07-20 1.4031
2026-07-21 1.4073 +0.0042
2026-07-22 1.4087 +0.0014
2026-07-23 1.4075 -0.0012
2026-07-24 1.4086 +0.0011

ECB daily series. Cached ~90m.

Nearby conversions

4,035 USD → CAD · 4,040 USD → CAD · 4,045 USD → CAD · 4,050 USD → CAD · 4,055 USD → CAD

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USD to CAD: FAQs

How much is 4045 USD in CAD today?
At today’s mid-market rate (1 USD = 1.4087 CAD), 4045 USD ≈ 5,698.19 CAD.
What is 4045 USD in CAD after 1.5% fee?
≈ 5,612.72 CAD after an estimated 1.5% fee (for illustrative comparison).
What’s the live USD/CAD rate now?
Mid-market rate is 1.4087 CAD per 1 USD. It updates periodically. Check the converter above for real-time calculation.
How can I get the best USD→CAD rate?
Compare providers (bank vs. fintech), watch spreads/fees, and avoid poor walk-up cash rates. Digital transfers often beat airport kiosks.
What affects USD/CAD?
Interest-rate policy (Fed, BoC), US/CA macro data, and oil prices (Canada is a major energy exporter).
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