4,040 USD to CAD – Live Conversion

Convert 4,040 USD to CAD at the live mid-market rate (1 USD = 1.4087 CAD). 4,040 USD ≈ 5,691.15 CAD (mid). With a 1.5% fee, you’d receive ≈ 5,605.78 CAD (est.).
Updated:

Mid-market exchange rate 1 USD = 1.4087 CAD

Currency Converter

Last rate used: 1.408746

Best rate for 4,040 USD → CAD

Source Mid (CAD) Buy (CAD) Sell (CAD) Spread
Mid • —
$5,691.15 $5,691.15 $5,691.15 0.00%
BOC • Canada
$5,691.15 $5,691.15 $5,691.15 0.00%
FRS • USA
$5,691.15 $5,691.15 $5,691.15 0.00%
Tangerine Bank • Canada
$5,691.15 $5,676.92 $5,705.41 0.25%
TD Canada Trust • Canada
$5,691.15 $5,671.23 $5,711.14 0.35%
National Bank • Canada
$5,691.15 $5,657.00 $5,725.50 0.60%
Scotiabank • Canada
$5,691.15 $5,639.93 $5,742.83 0.90%
BOA • USA
$5,691.15 $5,628.55 $5,754.45 1.10%

Comparison is for illustration only, based on the mid-market rate. Please check directly with your bank before making a transaction.

💡 Best provider: BOC ($5,691.15 CAD) · Lowest: BOA ($5,628.55 CAD). Difference: $62.60 CAD for the same 4,040 USD.

Data, Fees & Notes

Mid-market reference: This page shows a neutral USD→CAD mid-market rate for reference. Bank and provider quotes usually include a spread and may add explicit fees. Totals in the quick table are estimates based on the fee you selected.

Verify before you act: Always confirm the final rate, fees and delivery time at checkout with your chosen provider.

Source & freshness: Rates are refreshed on a schedule and cached periodically. Data source noted above (e.g., ECB/market feeds). Last updated timestamps are shown in ET (Toronto).

Disclosure: We may earn a commission from some outbound links. This does not affect our opinions or the price you pay.

4,040 USD → CAD: stats (30 days)

High
5,665.07
Low
5,580.31
Average
5,626.68
Changes
-38.20
Volatility
0.51%

Totals include 1.5% fee. Source: ECB via Frankfurter.

Exchange amount history

Date4,040 USD → CADΔ change
2026-06-26 5,643.59
2026-06-29 5,652.34 +8.75
2026-06-30 5,665.07 +12.73
2026-07-01 5,660.30 -4.78
2026-07-02 5,656.32 -3.98
2026-07-03 5,651.54 -4.78
2026-07-06 5,659.90 +8.36
2026-07-07 5,657.91 -1.99
2026-07-08 5,644.38 -13.53
2026-07-09 5,638.41 -5.97
2026-07-10 5,632.04 -6.37
2026-07-13 5,624.88 -7.16
2026-07-14 5,615.73 -9.15
2026-07-15 5,600.61 -15.12
2026-07-16 5,581.11 -19.50
2026-07-17 5,580.31 -0.80
2026-07-20 5,583.50 +3.18
2026-07-21 5,600.21 +16.71
2026-07-22 5,605.78 +5.57
2026-07-23 5,601.01 -4.78
2026-07-24 5,605.38 +4.38

ECB daily series. Amount includes 1.5% fee.

USD/CAD exchange rate history

Source: ECB via Frankfurter.app (2026-06-26 → 2026-07-24). Last updated: 27/07/2026 02:14 ET. Cached ~90m.

Recent daily closes (7 days)

DateUSD→CADΔ change
2026-07-20 1.4031
2026-07-21 1.4073 +0.0042
2026-07-22 1.4087 +0.0014
2026-07-23 1.4075 -0.0012
2026-07-24 1.4086 +0.0011

ECB daily series. Cached ~90m.

Nearby conversions

4,030 USD → CAD · 4,035 USD → CAD · 4,040 USD → CAD · 4,045 USD → CAD · 4,050 USD → CAD

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USD to CAD: FAQs

How much is 4040 USD in CAD today?
At today’s mid-market rate (1 USD = 1.4087 CAD), 4040 USD ≈ 5,691.15 CAD.
What is 4040 USD in CAD after 1.5% fee?
≈ 5,605.78 CAD after an estimated 1.5% fee (for illustrative comparison).
What’s the live USD/CAD rate now?
Mid-market rate is 1.4087 CAD per 1 USD. It updates periodically. Check the converter above for real-time calculation.
How can I get the best USD→CAD rate?
Compare providers (bank vs. fintech), watch spreads/fees, and avoid poor walk-up cash rates. Digital transfers often beat airport kiosks.
What affects USD/CAD?
Interest-rate policy (Fed, BoC), US/CA macro data, and oil prices (Canada is a major energy exporter).
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