40 USD to CAD – Live Conversion

Convert 40 USD to CAD at the live mid-market rate (1 USD = 1.3838 CAD). 40 USD ≈ 55.35 CAD (mid). With a 1.5% fee, you’d receive ≈ 54.52 CAD (est.).
Updated:

Mid-market exchange rate 1 USD = 1.3838 CAD

Currency Converter

Last rate used: 1.383781

Best rate for 40 USD → CAD

Source Mid (CAD) Buy (CAD) Sell (CAD) Spread
Mid • —
$55.35 $55.35 $55.35 0.00%
BOC • Canada
$55.35 $55.35 $55.35 0.00%
FRS • USA
$55.35 $55.35 $55.35 0.00%
Tangerine Bank • Canada
$55.35 $55.21 $55.49 0.25%
TD Canada Trust • Canada
$55.35 $55.16 $55.55 0.35%
National Bank • Canada
$55.35 $55.02 $55.69 0.60%
Scotiabank • Canada
$55.35 $54.85 $55.85 0.90%
BOA • USA
$55.35 $54.74 $55.97 1.10%

Comparison is for illustration only, based on the mid-market rate. Please check directly with your bank before making a transaction.

💡 Best provider: BOC ($55.35 CAD) · Lowest: BOA ($54.74 CAD). Difference: $0.61 CAD for the same 40 USD.

Data, Fees & Notes

Mid-market reference: This page shows a neutral USD→CAD mid-market rate for reference. Bank and provider quotes usually include a spread and may add explicit fees. Totals in the quick table are estimates based on the fee you selected.

Verify before you act: Always confirm the final rate, fees and delivery time at checkout with your chosen provider.

Source & freshness: Rates are refreshed on a schedule and cached periodically. Data source noted above (e.g., ECB/market feeds). Last updated timestamps are shown in ET (Toronto).

Disclosure: We may earn a commission from some outbound links. This does not affect our opinions or the price you pay.

40 USD → CAD: stats (30 days)

High
54.60
Low
53.59
Average
54.15
Changes
+0.95
Volatility
0.60%

Totals include 1.5% fee. Source: ECB via Frankfurter.

Exchange amount history

Date40 USD → CADΔ change
2026-05-04 53.64
2026-05-05 53.64 +0.00
2026-05-06 53.59 -0.05
2026-05-07 53.69 +0.10
2026-05-08 53.81 +0.12
2026-05-11 53.85 +0.04
2026-05-12 54.00 +0.15
2026-05-13 53.94 -0.06
2026-05-14 54.07 +0.13
2026-05-15 54.20 +0.13
2026-05-18 54.14 -0.06
2026-05-19 54.20 +0.06
2026-05-20 54.21 +0.01
2026-05-21 54.25 +0.05
2026-05-22 54.38 +0.12
2026-05-25 54.42 +0.05
2026-05-26 54.42 0.00
2026-05-27 54.51 +0.09
2026-05-28 54.58 +0.08
2026-05-29 54.39 -0.19
2026-06-01 54.49 +0.10
2026-06-02 54.52 +0.03
2026-06-03 54.60 +0.08

ECB daily series. Amount includes 1.5% fee.

USD/CAD exchange rate history

Source: ECB via Frankfurter.app (2026-05-04 → 2026-06-03). Last updated: 03/06/2026 19:18 ET. Cached ~90m.

Recent daily closes (7 days)

DateUSD→CADΔ change
2026-05-27 1.3834
2026-05-28 1.3854 +0.0020
2026-05-29 1.3805 -0.0049
2026-06-01 1.3830 +0.0025
2026-06-02 1.3837 +0.0007
2026-06-03 1.3857 +0.0020

ECB daily series. Cached ~90m.

Nearby conversions

30 USD → CAD · 35 USD → CAD · 40 USD → CAD · 45 USD → CAD · 50 USD → CAD

Popular amounts

10 USD · 20 USD · 25 USD · 30 USD · 40 USD · 50 USD · 60 USD · 70 USD · 75 USD · 80 USD · 90 USD · 100 USD · 150 USD · 200 USD · 250 USD · 300 USD · 400 USD · 500 USD · 700 USD · 750 USD · 800 USD · 900 USD · 1,000 USD · 1,500 USD · 2,000 USD · 3,000 USD · 4,000 USD · 5,000 USD

USD to CAD: FAQs

How much is 40 USD in CAD today?
At today’s mid-market rate (1 USD = 1.3838 CAD), 40 USD ≈ 55.35 CAD.
What is 40 USD in CAD after 1.5% fee?
≈ 54.52 CAD after an estimated 1.5% fee (for illustrative comparison).
What’s the live USD/CAD rate now?
Mid-market rate is 1.3838 CAD per 1 USD. It updates periodically. Check the converter above for real-time calculation.
How can I get the best USD→CAD rate?
Compare providers (bank vs. fintech), watch spreads/fees, and avoid poor walk-up cash rates. Digital transfers often beat airport kiosks.
What affects USD/CAD?
Interest-rate policy (Fed, BoC), US/CA macro data, and oil prices (Canada is a major energy exporter).
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