40 USD to CAD – Live Conversion

Convert 40 USD to CAD at the live mid-market rate (1 USD = 1.4021 CAD). 40 USD ≈ 56.08 CAD (mid). With a 1.5% fee, you’d receive ≈ 55.24 CAD (est.).
Updated:

Mid-market exchange rate 1 USD = 1.4021 CAD

Currency Converter

Last rate used: 1.402072

Best rate for 40 USD → CAD

Source Mid (CAD) Buy (CAD) Sell (CAD) Spread
Mid • —
$56.08 $56.08 $56.08 0.00%
BOC • Canada
$56.08 $56.08 $56.08 0.00%
FRS • USA
$56.08 $56.08 $56.08 0.00%
Tangerine Bank • Canada
$56.08 $55.94 $56.22 0.25%
TD Canada Trust • Canada
$56.08 $55.89 $56.28 0.35%
National Bank • Canada
$56.08 $55.75 $56.42 0.60%
Scotiabank • Canada
$56.08 $55.58 $56.59 0.90%
BOA • USA
$56.08 $55.47 $56.71 1.10%

Comparison is for illustration only, based on the mid-market rate. Please check directly with your bank before making a transaction.

💡 Best provider: BOC ($56.08 CAD) · Lowest: BOA ($55.47 CAD). Difference: $0.62 CAD for the same 40 USD.

Data, Fees & Notes

Mid-market reference: This page shows a neutral USD→CAD mid-market rate for reference. Bank and provider quotes usually include a spread and may add explicit fees. Totals in the quick table are estimates based on the fee you selected.

Verify before you act: Always confirm the final rate, fees and delivery time at checkout with your chosen provider.

Source & freshness: Rates are refreshed on a schedule and cached periodically. Data source noted above (e.g., ECB/market feeds). Last updated timestamps are shown in ET (Toronto).

Disclosure: We may earn a commission from some outbound links. This does not affect our opinions or the price you pay.

40 USD → CAD: stats (30 days)

High
56.11
Low
55.25
Average
55.83
Changes
-0.51
Volatility
0.45%

Totals include 1.5% fee. Source: ECB via Frankfurter.

Exchange amount history

Date40 USD → CADΔ change
2026-06-19 55.76
2026-06-22 55.79 +0.04
2026-06-23 55.90 +0.10
2026-06-24 56.08 +0.18
2026-06-25 56.11 +0.03
2026-06-26 55.88 -0.23
2026-06-29 55.96 +0.09
2026-06-30 56.09 +0.13
2026-07-01 56.04 -0.05
2026-07-02 56.00 -0.04
2026-07-03 55.96 -0.05
2026-07-06 56.04 +0.08
2026-07-07 56.02 -0.02
2026-07-08 55.88 -0.13
2026-07-09 55.83 -0.06
2026-07-10 55.76 -0.06
2026-07-13 55.69 -0.07
2026-07-14 55.60 -0.09
2026-07-15 55.45 -0.15
2026-07-16 55.26 -0.19
2026-07-17 55.25 -0.01

ECB daily series. Amount includes 1.5% fee.

USD/CAD exchange rate history

Source: ECB via Frankfurter.app (2026-06-19 → 2026-07-17). Last updated: 18/07/2026 22:13 ET. Cached ~90m.

Recent daily closes (7 days)

DateUSD→CADΔ change
2026-07-10 1.4153
2026-07-13 1.4135 -0.0018
2026-07-14 1.4112 -0.0023
2026-07-15 1.4074 -0.0038
2026-07-16 1.4025 -0.0049
2026-07-17 1.4023 -0.0002

ECB daily series. Cached ~90m.

Nearby conversions

30 USD → CAD · 35 USD → CAD · 40 USD → CAD · 45 USD → CAD · 50 USD → CAD

Popular amounts

10 USD · 20 USD · 25 USD · 30 USD · 40 USD · 50 USD · 60 USD · 70 USD · 75 USD · 80 USD · 90 USD · 100 USD · 150 USD · 200 USD · 250 USD · 300 USD · 400 USD · 500 USD · 700 USD · 750 USD · 800 USD · 900 USD · 1,000 USD · 1,500 USD · 2,000 USD · 3,000 USD · 4,000 USD · 5,000 USD

USD to CAD: FAQs

How much is 40 USD in CAD today?
At today’s mid-market rate (1 USD = 1.4021 CAD), 40 USD ≈ 56.08 CAD.
What is 40 USD in CAD after 1.5% fee?
≈ 55.24 CAD after an estimated 1.5% fee (for illustrative comparison).
What’s the live USD/CAD rate now?
Mid-market rate is 1.4021 CAD per 1 USD. It updates periodically. Check the converter above for real-time calculation.
How can I get the best USD→CAD rate?
Compare providers (bank vs. fintech), watch spreads/fees, and avoid poor walk-up cash rates. Digital transfers often beat airport kiosks.
What affects USD/CAD?
Interest-rate policy (Fed, BoC), US/CA macro data, and oil prices (Canada is a major energy exporter).
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