20 USD to CAD – Live Conversion

Convert 20 USD to CAD at the live mid-market rate (1 USD = 1.4019 CAD). 20 USD ≈ 28.04 CAD (mid). With a 1.5% fee, you’d receive ≈ 27.62 CAD (est.).
Updated:

Mid-market exchange rate 1 USD = 1.4019 CAD

Currency Converter

Last rate used: 1.401869

Best rate for 20 USD → CAD

Source Mid (CAD) Buy (CAD) Sell (CAD) Spread
Mid • —
$28.04 $28.04 $28.04 0.00%
BOC • Canada
$28.04 $28.04 $28.04 0.00%
FRS • USA
$28.04 $28.04 $28.04 0.00%
Tangerine Bank • Canada
$28.04 $27.97 $28.11 0.25%
TD Canada Trust • Canada
$28.04 $27.94 $28.14 0.35%
National Bank • Canada
$28.04 $27.87 $28.21 0.60%
Scotiabank • Canada
$28.04 $27.79 $28.29 0.90%
BOA • USA
$28.04 $27.73 $28.35 1.10%

Comparison is for illustration only, based on the mid-market rate. Please check directly with your bank before making a transaction.

💡 Best provider: BOC ($28.04 CAD) · Lowest: BOA ($27.73 CAD). Difference: $0.31 CAD for the same 20 USD.

Data, Fees & Notes

Mid-market reference: This page shows a neutral USD→CAD mid-market rate for reference. Bank and provider quotes usually include a spread and may add explicit fees. Totals in the quick table are estimates based on the fee you selected.

Verify before you act: Always confirm the final rate, fees and delivery time at checkout with your chosen provider.

Source & freshness: Rates are refreshed on a schedule and cached periodically. Data source noted above (e.g., ECB/market feeds). Last updated timestamps are shown in ET (Toronto).

Disclosure: We may earn a commission from some outbound links. This does not affect our opinions or the price you pay.

20 USD → CAD: stats (30 days)

High
28.05
Low
27.63
Average
27.91
Changes
-0.25
Volatility
0.45%

Totals include 1.5% fee. Source: ECB via Frankfurter.

Exchange amount history

Date20 USD → CADΔ change
2026-06-19 27.88
2026-06-22 27.90 +0.02
2026-06-23 27.95 +0.05
2026-06-24 28.04 +0.09
2026-06-25 28.05 +0.01
2026-06-26 27.94 -0.11
2026-06-29 27.98 +0.04
2026-06-30 28.04 +0.06
2026-07-01 28.02 -0.02
2026-07-02 28.00 -0.02
2026-07-03 27.98 -0.02
2026-07-06 28.02 +0.04
2026-07-07 28.01 -0.01
2026-07-08 27.94 -0.07
2026-07-09 27.91 -0.03
2026-07-10 27.88 -0.03
2026-07-13 27.85 -0.04
2026-07-14 27.80 -0.05
2026-07-15 27.73 -0.07
2026-07-16 27.63 -0.10
2026-07-17 27.63 0.00

ECB daily series. Amount includes 1.5% fee.

USD/CAD exchange rate history

Source: ECB via Frankfurter.app (2026-06-18 → 2026-07-17). Last updated: 18/07/2026 19:09 ET. Cached ~90m.

Recent daily closes (7 days)

DateUSD→CADΔ change
2026-07-10 1.4153
2026-07-13 1.4135 -0.0018
2026-07-14 1.4112 -0.0023
2026-07-15 1.4074 -0.0038
2026-07-16 1.4025 -0.0049
2026-07-17 1.4023 -0.0002

ECB daily series. Cached ~90m.

Nearby conversions

10 USD → CAD · 15 USD → CAD · 20 USD → CAD · 25 USD → CAD · 30 USD → CAD

Popular amounts

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USD to CAD: FAQs

How much is 20 USD in CAD today?
At today’s mid-market rate (1 USD = 1.4019 CAD), 20 USD ≈ 28.04 CAD.
What is 20 USD in CAD after 1.5% fee?
≈ 27.62 CAD after an estimated 1.5% fee (for illustrative comparison).
What’s the live USD/CAD rate now?
Mid-market rate is 1.4019 CAD per 1 USD. It updates periodically. Check the converter above for real-time calculation.
How can I get the best USD→CAD rate?
Compare providers (bank vs. fintech), watch spreads/fees, and avoid poor walk-up cash rates. Digital transfers often beat airport kiosks.
What affects USD/CAD?
Interest-rate policy (Fed, BoC), US/CA macro data, and oil prices (Canada is a major energy exporter).
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